Spenmo In-Depth Review: Features & Alternatives (2023 Updated)

Hey there! Upendra Varma here, and today we’re diving deep into the world of Spenmo. If you’ve ever wondered how your company can gain more control over spending, streamline bill payments, and simplify reimbursement processes, then you’re in the right place. In this blog post, we’ll explore the features, pricing, and alternatives of Spenmo, a B2B SaaS product that gives finance teams the authority they need to track every dollar. So, let’s get started!

Spenmo Review: What is Spenmo

Spenmo is a powerful spend management platform that offers virtual and physical cards, making it easier for companies to have better control over their expenses. With Spenmo, you can set merchant locks and fixed budgets, ensuring that your employees spend only what’s budgeted and where you want them to. It also provides a centralized dashboard for tracking and approving bill payments, as well as reimbursements. And the best part? Spenmo integrates seamlessly with existing accounting systems like Xero, Jurnal, and Quickbooks, offering real-time visibility and control over company spend.

Spenmo Review: How can it be used?

Spenmo can be used in various ways to simplify financial workflows and improve productivity. Whether you're a small business or a large enterprise, Spenmo has got you covered. Here are a few examples of how Spenmo can be used:

  • Expense Control: Set budgets and merchant locks to ensure employees spend within limits and only at approved locations.
  • Bill Payment: Pay, track, and approve all your bills through Spenmo's centralized dashboard. With multi-level approval flows and OCR technology, bill payment becomes a breeze.
  • Reimbursements: Forgot to use the Spenmo card? No problem. Spenmo offers fast reimbursements to keep your employees happy, with instant payouts once approved.
  • Accounting Reconciliation: Say goodbye to manual effort and hello to real-time visibility. Spenmo integrates with popular accounting systems, making month-end reconciliation a breeze.

Spenmo Review: Who is it for?

Spenmo is designed to cater to various user profiles and industries. Here are a few examples of who can benefit from using Spenmo:

  • Finance Teams: Gain complete control over company spend and simplify financial processes.
  • Small Businesses: Streamline bill payments and expense management without the hassle of manual processes.
  • Marketplace Sellers: Pay your sellers easily and efficiently, saving time and money.
  • Remote and Hybrid Teams: Gain visibility into team spending, even in a remote or hybrid work environment.

Spenmo Features

Let's take a look at some of the key features that Spenmo has to offer:

  • Corporate Card: Virtual and physical cards that provide control over employee spending.
  • Bill Payments: Centralized dashboard for paying, tracking, and approving bills with multi-level approval flows and OCR technology.
  • Reimbursements: Fast and easy reimbursements for employees, ensuring instant payouts once approved.
  • Accounting Reconciliation: Real-time visibility and control over company spend with seamless integration with accounting systems.
  • Advanced Spend Control: Set budgets, merchant locks, and custom approval flows for better control over expenses.
  • Integrations: Seamless integration with popular accounting systems like Xero, Jurnal, and Quickbooks.
  • Spend Analytics: Gain insights into company spending patterns for better financial decision-making.

Spenmo Plans

For more detailed information on Spenmo's pricing plans, check out my in-depth review at spenmo pricing. You'll find all the details you need to make an informed decision about which plan suits your business needs.

Spenmo Alternatives

If you're looking for alternatives to Spenmo, here are a few options worth considering:

  • Divvy: Divvy is a spend and expense management platform that offers real-time visibility and control over company spending. With Divvy, you can set budgets, track expenses, and automate reimbursement processes. It also integrates with popular accounting software like QuickBooks and Xero.
  • Airbase: Airbase is a comprehensive spend management platform that helps companies streamline their financial operations. It offers features such as virtual and physical cards, bill payments, and expense management. With Airbase, you can automate approval workflows, reconcile expenses, and gain insights through advanced analytics.
  • Expensify: Expensify is an expense management solution that simplifies the process of tracking and reporting expenses. It offers features such as receipt scanning, automatic expense categorization, and reimbursement management. Expensify integrates with popular accounting systems and provides a user-friendly mobile app for easy expense tracking on the go.

Feel free to explore these alternatives and see which one aligns best with your specific requirements.

Spenmo Review: Pros & Cons

Let's take a quick look at the pros and cons of using Spenmo:


  • Easy control over company spending
  • Streamlined bill payment and reimbursement processes
  • Real-time visibility and integration with accounting systems
  • Advanced spend control and custom approval flows
  • User-friendly interface and intuitive dashboard


  • Limited country availability (currently available in Indonesia and the Philippines)
  • Pricing information available upon request


And there you have it – an in-depth review of Spenmo! With its powerful features, seamless integrations, and user-friendly interface, Spenmo offers finance teams the control they need to track every dollar. Whether you're a small business, a marketplace seller, or a finance team looking for better spend management, Spenmo has you covered.

If you found this review helpful, be sure to check out my blog at saas blog for more reviews and insights into other B2B SaaS products. And remember, when it comes to managing company spend, Spenmo is here to make your life easier!

Happy spending!


Upendra Varma

Upendra Varma

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